PROTECTING YOUR FINANCIAL STATUS WITH CAREFUL RESTRUCTURING AND ADVICE

Client ported 15 year old policy to a different insurance company. Client was soon detected with breast cancer, previously shown as a benign cyst in a three year old report.. They were however still able to get the full claim of 9 lakh rupees, because KPC had thoroughly studied the case and advised the client well in advance to get the right paperwork, and get authentication certificates. KPC also monitored the full treatment and submitted the claim papers with proper medical history.

A multi claim client who had a personal policy with a government insurer, another with a corporate GMC, and a third policy with their company’s medical reimbursement scheme. The claim amount of close to 8 lakh rupees was procured efficiently stepwise, from all three sources due to KPC’s in depth knowledge and guidance to the client. Thoroughly studied the case and advised the client well in advance to get the right paperwork, and get authentication certificates. KPC also monitored the full treatment and submitted the claim papers with proper medical history.

A multi claim client who had a personal policy with a government insurer, another with a corporate GMC, and a third policy with their company’s medical reimbursement scheme. The claim amount of close to 8 lakh rupees was procured efficiently stepwise, from all three sources due to KPC’s in depth knowledge and guidance to the client.

KPC was able to recycle the financial resources of a client to get them optimum value. Client was paying a premium of Rs.47,000 to get a sum insured of 25 lakhs on their health insurance. The recycling of policies resulted in them getting a 1.1 core health policy at Rs. 29,000 premium, thereby creating a spare sum that the client then invested to obtain a term cover of 50 lakhs at Rs. 11,000 premium.

A client who had recently moved to a different insurance company was unexpectedly diagnosed with juvenile diabetes while being admitted for dengue fever, thereby raising suspicion with the insurance agency. KPC rightly guided the client into obtaining the correct doctor certificates, while also helping them get a cashless claim on the hospital bills, without any deductions.